Cancellation & Other Private Event Coverages
Private Event Insurance can offer the following coverages for your special day:
The Protector Plan® for Events offers quality private event insurance at an affordable price, underwritten by Travelers.
Cancellation / Postponement of the event can provide coverage for certain deposits listed in the policy in the event of a necessary cancellation or postponement of the special event. For example, if the venue suddenly goes out of business and is inaccessible, or sudden illness prevents the honorees, parents, grandparents or children of honorees from attending, or an honoree is unexpectedly called to duty, this coverage can reimburse you for the deposits lost.
Lost Deposits can provide coverage if a vendor goes out of business, declares bankruptcy before your event, or simply fails to show up. For example, if your band or your limo provider fails to show up, this coverage can reimburse your lost deposit.
Additional Expense can provide coverage for certain unexpected expenses you have to incur in order to avoid a cancellation or postponement of your event. For example, if a caterer or transportation company suddenly becomes unavailable for your event and you can find a last minute replacement, this coverage can reimburse you for the difference in cost up to 25% of the original contract price.
Event Photographs & Video can provide coverage in the event your photographer’s film is defective or photos are lost or damaged. For example if your photographer fails to show up, or loses your photos from your event, this coverage can reimburse you for the cost of reconvening your event party to take new photos or video.
Event Gifts can provide coverage if your gifts are damaged. For example, if your gifts are somehow damaged while on display at the event, this coverage can reimburse you for repair or replacement cost.
Special Attire can provide coverage if the honoree’s event attire is lost or damaged. For example, if you’re traveling to your destination event and the airline loses your event attire, this coverage can reimburse you for the replacement attire.
Special Jewelry can provide coverage for loss or damage to jewelry purchased or rented specifically for personal decoration of honorees on the event date or within 7 days prior to the event date.
So much has been invested in planning your event, but what happens if something goes wrong? Click below for additional information and a list of event “disasters”.
The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts and deductibles are subject to individuals meeting our underwriting criteria and state availability.
