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Cancellation & Other Private Event Coverages

The Protector Plan® for Events offers quality private event insurance that meets your unique needs. Underwritten by Travelers, private event insurance can offer the following coverages for your special day.

Cancellation / Postponement
Cancellation/postponement of the event can provide coverage for certain deposits listed in the policy in the event of a necessary and unavoidable cancellation or postponement. For example, if the venue suddenly goes out of business and is inaccessible, or sudden illness prevents the honorees, parents, grandparents or children of honorees from attending, or an honoree is unexpectedly called to duty, this event insurance coverage can reimburse you for the deposits lost.
Lost Deposits

Lost Deposits can provide coverage if a vendor goes out of business, declares bankruptcy before your event, or simply fails to show up. For example, if your band or your limo provider fails to show up, this coverage can reimburse your lost deposit.

Additional Expense

Additional Expense can provide coverage for certain unexpected expenses you have to incur in order to avoid a cancellation or postponement of your event. For example, if a caterer or transportation company suddenly becomes unavailable for your event and you can find a last-minute replacement, this coverage can reimburse you for the difference in cost up to 25% of the original contract price.

Event Photographs & Video
Event photographs & video can provide coverage in the event your photographer’s film is defective or photos are lost or damaged. For example, if your photographer fails to show up, or loses your photos from your event, this coverage can reimburse you for the reasonable expenses of reconvening to take new photos or video.
Event Gifts
Event Gifts can provide coverage if your gifts are damaged. For example, if your gifts are somehow damaged while on display at the event, this coverage can reimburse you for repair or replacement cost.
Special Attire
Special Attire can provide coverage if the honoree’s event attire is lost or damaged. For example, if you’re traveling to your destination event and the airline loses your event attire, this coverage can reimburse you for the replacement attire.
Special Jewelry
Special Jewelry can provide coverage for loss or damage to jewelry purchased or rented specifically for personal decoration of honorees on the event date or within 7 days prior to the event date.

Total Cost of a Protector Plan® for Events Policy

So much has been invested in planning your event, but what happens if something goes wrong?
Learn more about event disasters.