Quality, Customized, Private Event Insurance

Underwritten by Travelers, the Protector Plan® for Events is private event insurance coverage, that provides several different types of coverage and coverage enhancements for your special event. For example, you have the option to add liability insurance including an option to add liquor liability. The coverages listed below are all available on a single policy and can be purchased with increasing limits of coverage.

Cancellation / Postponement

Cancellation / Postponement of the event can provide coverage for certain deposits listed in the policy in the event of a necessary cancellation or postponement of the event. For example, if the venue suddenly goes out of business and is inaccessible, or sudden illness prevents the honorees, parents, grandparents or children of honorees from attending, or an honoree is unexpectedly called to duty, this event insurance coverage can reimburse you for the deposits lost.

Lost Deposits

Lost Deposits can provide coverage if a vendor goes out of business, declares bankruptcy before your event, or simply fails to show up. For example, if your band or your limo provider fails to show up, this coverage can reimburse your lost deposits.

Additional Expense

Additional Expense can provide coverage for certain unexpected expenses you have to incur in order to avoid a cancellation or postponement of your event. For example, if a caterer or transportation company suddenly becomes unavailable for your event and you can find a last-minute replacement, this coverage can reimburse you for the difference in cost up to 25% of the original contract price.

Event Photographs & Video
Event Photographs & Video can provide coverage in the event your photographer’s film is defective or photos are lost or damaged. For example, if your photographer fails to show up, or loses your photos from your event, this coverage can reimburse you for the cost of reconvening to take new photos or video.
Event Gifts

Event Gifts can provide coverage if your gifts are damaged. For example, if your gifts are somehow damaged while on display at the event, this coverage can reimburse you for repair or replacement cost.

Special Attire
Special Attire can provide coverage if the honoree’s event attire is lost or damaged. For example, if you’re traveling to your destination event and the airline loses your event attire, this coverage can reimburse you for the replacement attire.
Special Jewelry

Special Jewelry can provide coverage for loss or damage to jewelry purchased or rented specifically for personal decoration of honorees on the event date or within 7 days prior to the event date.

Liability Insurance (optional coverage)
Liability insurance is an optional coverage that can provide coverage for bodily injury, property damage and personal injuries to third parties at the location of your event. You also have the option to include liquor liability coverage, which protects you from alcohol-related suits brought as a result of an intoxicated guest who was served alcohol at an event you hosted.

Please Note: Liability insurance is only available in the U. S. and its territories, Canada and Puerto Rico.

Liquor Liability (optional coverage)

Liquor Liability is an optional coverage and is only available if you have selected liability insurance; it can be added to the liability coverage you purchase for a nominal fee. Liquor Liability coverage is designed to protect you and your immediate family against alcohol-related accidents. For example, if an accident is caused by an intoxicated guest at the event site, that could result in liability for you. Liquor Liability coverage is available up to the liability limit on the policy.

Total Cost of a Protector Plan® for Events Policy

For as little as $160, Travelers can help protect your financial investment while offering you peace of mind as you plan your special day. Click on the Quick Quote link to quickly view our pricing options for the coverage listed above: Protector Plan® for Events Quick Quote