Quality, Customized, Private Event Insurance
Underwritten by Travelers, the Protector Plan® for Events is private event insurance coverage, that provides several different types of coverage and coverage enhancements for your special event. For example, you have the option to add liability insurance including an option to add liquor liability. The coverages listed below are all available on a single policy and can be purchased with increasing limits of coverage.
Cancellation / Postponement
Cancellation / Postponement of the event can provide coverage for certain deposits listed in the policy in the event of a necessary cancellation or postponement of the event. For example, if the venue suddenly goes out of business and is inaccessible, or sudden illness prevents the honorees, parents, grandparents or children of honorees from attending, or an honoree is unexpectedly called to duty, this event insurance coverage can reimburse you for the deposits lost.
Lost Deposits can provide coverage if a vendor goes out of business, declares bankruptcy before your event, or simply fails to show up. For example, if your band or your limo provider fails to show up, this coverage can reimburse your lost deposits.
Additional Expense can provide coverage for certain unexpected expenses you have to incur in order to avoid a cancellation or postponement of your event. For example, if a caterer or transportation company suddenly becomes unavailable for your event and you can find a last-minute replacement, this coverage can reimburse you for the difference in cost up to 25% of the original contract price.
Event Photographs & Video
Event Gifts can provide coverage if your gifts are damaged. For example, if your gifts are somehow damaged while on display at the event, this coverage can reimburse you for repair or replacement cost.
Special Jewelry can provide coverage for loss or damage to jewelry purchased or rented specifically for personal decoration of honorees on the event date or within 7 days prior to the event date.
Liability Insurance (optional coverage)
Please Note: Liability insurance is only available in the U. S. and its territories, Canada and Puerto Rico.
Liquor Liability (optional coverage)
Liquor Liability is an optional coverage and is only available if you have selected liability insurance; it can be added to the liability coverage you purchase for a nominal fee. Liquor Liability coverage is designed to protect you and your immediate family against alcohol-related accidents. For example, if an accident is caused by an intoxicated guest at the event site, that could result in liability for you. Liquor Liability coverage is available up to the liability limit on the policy.
Total Cost of a Protector Plan® for Events Policy
For as little as $160, Travelers can help protect your financial investment while offering you peace of mind as you plan your special day. Click on the Quick Quote link to quickly view our pricing options for the coverage listed above: Protector Plan® for Events Quick Quote